Deposit Services
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Our deposit products consistently earn more for our customers than other financial institutions. We offer a select group of investment products specifically designed to maximize your earning power, while providing the safety and security of one of the highest performance rated banks in California.
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Tiered Passbook Savings Accounts:
Offers the advantages of higher yields as your balance increases, liquidity, and insured bank security. A minimum balance of only $100 is required to open this account. Earn higher money market rates, interest is compounded daily on the daily balance (the amount of principal in the account each day) and credited to the account monthly and at closing. A minimum balance of $100 is required to earn the Annual Percentage Yield (“APY”).
Account tiers include:
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| $ 00.00 - $99.99 |
| $ 100 - $2,499.99 |
| $2,500 - $4,999.99 |
| $5,000 - $9,999.99 |
| $10,000 - $49,999.99 |
| $50,000 - $99,999.99 |
| $100,000 and up |
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Money Market Deposit Accounts:
Earn higher money market rates, with unlimited personal withdrawals and up to three checks per month. Interest is compounded monthly and credited to the account on the last business day of the month and at closing. A minimum opening deposit of $10,000 is required. A minimum balance of $2,500 is required to earn the Annual Percentage Yield (“APY”).
The “Five” account tiers include:
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| $ 00.00 - $2,499.99 |
| $2,500 - $9,999.99 |
| $10,000 - $49,999.99 |
| $50,000 - $99,999.99 |
| $100,000 and up |
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Certificates of Deposit:
Provide a convenient way to lock in and earn high market rate yields for a term that meets your needs. Our Golden Security Certificate of Deposit accounts feature competitive rates and insured security.
Individual Retirement Accounts (“IRA”):
Enable your retirement savings to grow tax-deferred while providing substantial current tax benefits. Golden Security Bank offers a range of investment options and four different terms: 18-month, 2-year term, 3-year term, and a 5-year term. You choose the one that’s right for you. We’ll assist with account rollovers from other institutions to maximize your earnings power. A minimum opening deposit of $1,000 is required and a minimum balance of $1,000 must be maintained to earn the APY.
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